Will homeowners insurance pay for pigeon damage?
If you enter in an agreement there must be something called a contract. This covers you against damages you might experience while the contract is still active. However, you should know that a contract only covers you against the damage indicated there anything outside the contract is not considered worthy.
Why sometimes you are not paid
The main possible reason you are not paid any damages caused by the pigeons is because you are not covered by the contract the homeowner made with the insurance company. This has happened most of the time and many people gets frustrated because the damage might even involve some of the close things and relative the person has.
Who is to blame?
• Well, if you rent a house, do not just stay there; it is good to know a brief history about the house. Revise again and again the policy covering the house and if there were other people living there; try to consult with them why they left. This will give you a better chance to stand in an event of damage and even to some extent prevent the damage.
• Ask for the home owners’ insurance contract about the house and get to revise it again and again. Get to know the risks covered by the contract. This way you will be in a better position to ask for clarification where you don’t feel comfortable.
Well if you don’t do all this and it happens that damage has happened to your house, then who is to blame apart from you. I would not judge the homeowner in any way because the fault lies strongly on your side.
Therefore, it is good to do a deep research of the place that you have rented otherwise you might find yourself in troubles that you cannot handle or even begin to imagine.
Who can I sue to be compensated?
You can sue the homeowner for not telling you the dangers in the home particularly caused by wild animals and the wild birds. The law will help you get justified with your loss and help you get compensated.
As a final word
Know the kind of home you are living in. sometimes the insurance companies do compensate and some other time they will need some sought of a solid proof in order for them to compensate you.